Having a hard time deciding how to plan for health care spending? We can help. F&M Bank offers an HSA - Health Savings Account that will allow you to manage your out-of-pocket health care costs and take control of your savings.
|Minimum Opening Balance||$100|
|Account Fees||$10 One-time Set Up Fee
$10 Minimum Balance Fee Per Quarter Applies if the Average Daily Balance for the Quarter Falls Below $1,000
A $3 Paper Statement Fee is Assessed for Each Paper Statement Mailed Unless You Enroll in eStatements.
$20 Early Closure Fee applies if the Account is Closed Within 90 Days of the Opening Date.
|Tax-Exempt Custodial Account to Pay or Reimburse Certain Medical Expenses|
|Check Images Included
With Quarterly Statement
|Free Debit MasterCard®1|
|Free Debit Card Alerts2|
|ATM access with your linked
F&M checking account’s
|Free Online Banking3|
|Free Mobile Banking2|
|Free eStatements & eNotices|
|Interest||Competitive Variable Rate; Interest Accrues Daily and is Paid to the Account Quarterly|
|If the Account is Closed Before Interest is Paid, the Accrued Interest will not be Credited|
|Combined monthly statements|
Some account features and benefits may be subject to separate application, agreement, fees, and/or approval. Terms, Conditions and Limitations may apply. Account features and benefits are subject to change with or without notice. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.
- 1Other financial institutions and ATM operators may charge an additional surcharge fee for use of their ATM, which is disclosed and debited at the time of your transactions.
- 2F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
- 3Online Banking is available for clients 13 years old and over.