Paycheck Protection Program (PPP) Loans: Please visit F&M Bank’s PPP Knowledge Center for up-to-date information about First Draw PPP loans, Second Draw PPP loans, and loan forgiveness.
Our Digital Tools Make Things Easy, Secure, and Convenient
Learn more about Biometric Login
Fingerprint & Facial ID
Learn more about Card Alerts1
Giving extra piece of mind.
Learn more about Mobile Check Deposit1
Save time. Deposit money.
Monthly Service Charge
Minimum Opening Balance
Ways To Waive Monthly Service Charge Per Statement Cycle
Maintain $15,000 Minimum Daily Balance or $50,000 Average Daily Balance or $100,000 Combined Checking and/or Savings Average Daily Balance or $200,000 Combined Checking and/or Savings Average Daily Balance and/or CD4 Current Balance.
PLATINUM CHECKING ACCOUNT BENEFITS AND FEATURES
- Free Debit Card Alerts1
- Free Mobile Banking with
Mobile Check Deposit1 - Free Online Banking
- Free eStatements & eNotices
- Unlimited Check Writing
- Free Bill Pay
- ATM Service Charge Fee Reversal
(At a Non-F&M Bank ATM)2 - Foreign ATM Surcharge Fee Reversal
(From a Non-F&M Bank ATM)2 - Free Checks Provided By Our Vendor
(1 Box Any Style Checks Per Calendar Year) - Free Cashier’s Checks, Money Orders & Traveler’s Cheques (Please See Branch Manager)
- Interest on Checking
- Free Sweep Transactions/Telephone
Transfers Upon Request - Free Savings Account Upon Request
- Free Safe Deposit Box for 1 Year Upon Request
(1 Box Based Upon Availability)3 - Free Stop Payments Upon Request
- Free Incoming & Outgoing Domestic Wire Transfers
- Overdraft Features
- 24/7 Toll Free Telebanker
(855) 416-5747 - Notary Services
- F&M Gift Cards by Mastercard®
Explore Our Checking Accounts
Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. A $20 early closure fee applies if the account is closed within 90 days of the opening date. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.
- 1F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
- 2Applicable for non-F&M Bank ATM use in the United States and its territories only. Overdraft fees, if applicable, may apply. Fee reversal will occur within 48 hours.
- 3Contents of Safe Deposit Boxes are not FDIC insured.
- 4Balances may be combined from eligible accounts held by the primary accountholder and eligible accounts related through a primary or joint relationship to the primary accountholder.