Apple Pay 

Apple Pay™ Now Available for all of your F&M Visa® Credit Cards... F&M Business Visa® Credit Cards, too.

Now you can use your F&M Personal Visa® Credit Card and F&M Business Visa® Credit Card with Apple Pay1. Use your iPhone® 6 and other compatible devices in participating stores without swiping your credit card and in apps without entering your payment and contact information. Just pay with a single touch of your finger using Touch ID™.

Easy. Secure. Private.

How Apple Pay Works

  • A unique Device Account Number is assigned, encrypted and securely stored, instead of using your actual credit card number.
  • When you make a purchase, the Device Account Number and a security code specific to the transaction is used to process your payment.
  • The actual credit card number is never shared by Apple with the merchant. Apple Pay is private and the cashier never sees your name, card number or security code.

How to Get Started

 Apple Pay Step 1

Step 1
Open your Passbook app and select Add Credit or Debit Card.

 Apple Pay Step 2

Step 2
Take a picture of your F&M Personal Visa Card with the camera icon to automatically enter your card information. Enter your secure code found on the back of your card.

 Apple Pay Step 3

Step 3
Verify the card to confirm your identify by calling (877) 739-6244. When the card is successfully verified, your F&M Personal Visa® Credit Card is ready for Apple Pay.

How to Use Apple Pay

Apple Pay How to Use Step 1

Add your F&M Personal Visa® Credit Card to Apple Pay.

Apple Pay How to Use Step 2

Hold your iPhone 6 near a merchant's reader. Authorize your payment with your finger on Touch ID.

Apple Pay How to Use Step 3

Or pay with your fingerprint in a merchant's app.


For more information or for help setting up your F&M Personal Visa® Credit Card or F&M Business Visa® Credit Card in Apple Pay, please visit your local F&M office or contact our Bankcard Department at (877) 739-6244, Monday – Friday 7:00 am – 9:00 pm, and Saturday 8:00 am – 5:00 pm PST.

  • 1Apple and the Apple Logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. Apple Pay is only compatible with select cards, carriers and devices. See the Apple Pay page for compatibility information.