Electronic Lockbox

F&M's Electronic Lockbox payment processing service collects your client payments, makes your daily deposits, and scans all your paperwork.
  • Save time and expenses
  • Receive same day credit
  • Consolidate all check and credit card payments
  • Review daily deposits and paperwork online
  • Create customized batch reports
  • Monitor client payments
  • Create spreadsheet deposit files
  • Update account receivables report

Med eSolutions

Med eSolutions is F&M Bank's HIPAA-compliant payment processing for physicians. Manage your revenue, reduce errors and streamline your practice.
  • 24/7 online access
  • Explanation-of-Benefits (EOBs)
  • Electronic Remittance Advice (ERA)
  • Self-payments
  • Re-association of payments
  • Data transmission
  • Digital archive for 7 years
  • Secondary processing
  • Denial management
  • Reconcile cash
  • Balance and post claims and payments
  • Search for correspondence
  • Create reports

Remote Deposit capture (RDC)

F&M Bank's RDC service scans and posts checks directly to you account from the convenience of your office. Deposit an unlimited amount of checks using the check scanner provided by F&M through purchase or rental agreement.
  • Eliminate trips to the bank
  • Faster check clearing time
  • Reduce risk of return items
  • Receive same day credit*
  • Make deposits 24/7
  • Create deposit reports
  • Make deposits to one account from multiple locations
  • On-site technical support
  • Dedicated Local Cash Management Support
    (844) 782-7311
    M-F 8am-6pm, Sat 9am-12pm PT


*Submissions processed after 6:00pm PT, and on weekends or holidays will be processed the next business day.

Check Image Deposit

Streamline your high volume deposit preparation with our alternative check processing service. It allows you to send us check images captured by systems you already have in place
  • Reduce check processing time and costs
  • Reduce risk and trips to the bank
  • Expedite availability of funds
  • Streamline deposit preparation
  • Get started now with more efficient check processing—and improve cash flow
Products and services may be subject to separate application, agreement and approval. Certain eligibility requirements, limitations, restrictions and fees may apply. Please refer to Services and Fees on fmb.com/fees.