NO PURCHASE OR ACCOUNT OPENING AT F&M BANK IS NECESSARY TO ENTER OR WIN. Requesting to be contacted regarding bank product(s) or the purchase or use of any F&M or its affiliated entities’ products will not improve an individual’s chance of winning.

  1. ELIGIBILITY: The 2019 Farmers & Merchants Bank (“F&M Bank”) California Surf Trip Adventure Sweepstakes (the “Sweepstakes”) is open only to legal residents of California, that are 18 years of age and older as of Saturday, March 9, 2019. Employees of F&M Bank and Farmers and Merchants Trust Company and members of their immediate families and households are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, State of California, and local laws. Void outside of California and where prohibited. Also refer to paragraph #8 for additional restrictions / conditions.
  2. SWEEPSTAKES TIMING: The sweepstakes begins at 12:00.00 AM Pacific Time on Saturday, March 9, 2019 and ends at 11:59.59 PM Pacific Time on Saturday, April 20, 2019, (“Promotional Period”). Entry forms will not be accepted after the deadline.
  3. SPONSOR: The Sweepstakes is sponsored by F&M Bank (“Sponsor”), whose principal business is banking. The Sponsor’s principal place of business is 302 Pine Avenue, Long Beach, CA 90802.
  4. TO ENTER: Entry form can be obtained and submitted two (2) different ways during the Promotional Period:
    1. Visiting the F&M Bank Redondo Beach Office at 1333 S. Pacific Coast Hwy Redondo Beach, CA 90277, during business hours (Mon.-Thurs. 9:00 AM to 5:00 PM, Fri. 9:00 AM to 6:00 PM, or Sat. 9:00 AM to 12:00 PM) to obtain and submit the completed entry form. Note: Entry forms are not available at any other Farmers & Merchants Bank office and completed entry forms can only be dropped off at the Redondo Beach Office. Farmers & Merchants Bank is not responsible for entry forms that are not dropped off at the Redondo Beach Office.
    2. You may enter the Sweepstakes without purchase by visiting and completing the online entry form. Both ways of submitting the entry form have the same chance of being selected as the winner. The sweepstakes is limited to one (1) entry per household. Multiple entries from the same household will be disqualified. The Entry Form must be legible and complete meaning that it must contain your name and a valid phone number otherwise, at the sole discretion of F&M Bank, the entry may be disqualified. Entries become the property of F&M Bank and will not be acknowledged or returned. Such entries must be received during the Promotional Period.
  5. ODDS: Odds of winning will vary depending upon the number of entries received.
  6. DETERMINATION OF THE WINNER: One (1) Grand Prize winner will be selected from a random drawing from among all eligible entries on or about Friday, April 26, 2019 and contacted by phone. If F&M Bank is unable to contact the potential winner within 5 business days from the time the winner is initially selected, it will result in the potential winner being disqualified and his/her prize deemed to be forfeited, at F&M Bank’s discretion. The prize will then be awarded to an alternate winner. The alternate winner will be randomly selected from the remaining entry forms in the same manner as selecting and notifying the original winner until the prize is claimed. Winner may not transfer the prize.
  7. PRIZE DESCRIPTION(S): The 2019 Farmers & Merchants Bank California Surf Trip Adventure Sweepstakes prize is $5,000 and will be paid in the form of a check issued by F&M Bank. The winner is solely responsible for paying all applicable federal, state and local taxes, and all other expenses associated with the acceptance of prize. There is no prize substitution. The bank will issue and mail to the winner a 1099 form that reflects the fair market value by the end of January 2020.
  8. CONDITIONS OF PARTICIPATION: By entering, entrants agree to be bound by these Official Rules including all eligibility requirements and the decisions of F&M Bank, which are final and binding. By accepting the prize, the winner will be required to complete an IRS W-9 Form, and sign a Publicity Release consent form which allows the Bank the use of the winner’s name, image, likeness, photograph, voice, and biographical material for advertising, publicity and promotional purposes by F&M Bank, or a party designated by the F&M Bank, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification or permission, except where prohibited by law
  9. OPT-OUT: If you have received notification of this Sweepstakes via USPS mail and wish to opt-out of future mailings promoting sweepstakes, please send a request with your complete mailing address to Farmers & Merchants Bank, Attn: Marketing Department, 12535 Seal Beach Blvd. 2nd Floor, Seal Beach, CA 90740. Your address will be opted-out of future mailings within 5 business days of receiving your request.
  10. GENERAL: F&M Bank will collect information from the entrants for the purpose of the prize drawing and to notify winners. F&M Bank reserves the right to contact entrants regarding the products it offers provided that the entrant selected that he or she wishes to be contacted on the entry form. Sponsor will not share this information with any third parties, except as necessary for the administration of the Sweepstakes. F&M Bank reserves the right to disqualify any person(s) tampering with the entry process or operation of the sponsor’s website in any manner. The use of automated technology and/or bots is prohibited and may result in disqualification of the person(s) involved at the sole discretion of F&M Bank. Further, F&M Bank reserves the right to cancel or modify any promotion that cannot be completed as planned including due to such events as a computer virus, malware, force majeure or technical failures of any sort. In such event, the Sponsor will randomly select one (1) entry form from all eligible non-suspect sweepstakes entry forms prior to such event to determine a winner. F&M Bank is not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed or garbled, entries or transactions that are lost, misdirected, or fail to enter into the processing system; or are processed, reported or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic or otherwise relating to or in connection with the Sweepstakes, including, without limitation, any error or problem which may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prizes or in any Sweepstakes-related materials. This sweepstakes is not endorsed or insured by the Federal Deposit Insurance Corporation (FDIC). For the name of the winner, please either visit within 4 weeks of the date the winner is to be selected or send your request with a self–addressed stamped envelope to Farmers & Merchants Bank, Attn: Marketing Department, 12535 Seal Beach Blvd. 2nd Floor, Seal Beach, CA 90740.