COLLEGE CHECKING6 BENEFITS

ADDITIONAL BENEFITS AND FEATURES

  • Overdraft Features
  • 24/7 Toll Free Telebanker (855) 416-5747
  • Notary Services
  • Safe Deposit Boxes4
  • F&M Gift Cards by Mastercard®
  • American Express® Travelers Cheques
  • Cashier's Checks & Money Orders

MONTHLY SERVICE CHARGE

  • $8 Maintenance Fee

WAYS TO WAIVE MONTHLY SERVICE CHARGE PER STATEMENT CYCLE

  • Minimum $250 in Direct Deposit(s) or 15 Debit Card Point-of-Sale Transactions5

MINIMUM OPENING BALANCE

  • $25
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Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. A $15 early closure fee applies if the account is closed within 90 days of the opening date. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.

  • 1Other financial institutions and ATM operators may charge an additional surcharge fee for use of their ATM, which is disclosed and debited at the time of your transactions.
  • 2F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
  • 3Applicable for non-F&M Bank ATM use in the United States and its territories only. Overdraft fees, if applicable, may apply. Fee reversal will occur within 48 hours.
  • 4Contents of Safe Deposit Boxes are not FDIC insured.
  • 5Excludes transactions conducted at an ATM.
  • 6F&M Bank reserves the right to verify college enrollment at account opening.