Online Banking can make your account management so much easier! Secure access to manage your accounts, transfer funds, and check balances electronically from wherever you are 24/7. At F&M, we believe in both tradition and technology. Sign up for online banking and bill pay or online cash management today and put the power of one of the strongest banks in California to work for you.1

Online Banking Login
Click here for Online Banking.



Take a test drive.

Basic Online Banking (Individual or Business)

  • Review account history
  • Manage multiple accounts
  • Check account balances
  • View paid checks (front & back)
  • Transfer funds between accounts
  • Place stop payments
  • 24/7 access
  • Single Log-in ID
  • Local service and technical support

Online Cash Management Service (Business Only)

  • Reconcile your account
  • Manage multiple business accounts (based on ownership)
  • Automatically deposit payroll to employee accounts
  • Provide or restrict employee access (your option)
  • Originate electronic bank transactions
  • Place stop payments
  • Direct internet access (no additional software is needed)
  • Multiple Log-in IDs
  • Online wire access

Attention ACH Customers: Stay up-to-date and compliant with the rules governing the ACH network by reviewing the National Automated Clearing House Association’s (NACHA) Operating Rules & Guidelines.

See All Services and Fees

  • 1Online Banking requires a Business or Personal account with F&M Bank. A separate application and agreement are required for Online Banking, Cash Management, and Bill Pay services. Transfers between accounts will be processed immediately if requested by 6pm. All other transactions initiated between the hours of 3:00 PM and 12:00 AM PST on weekends or holidays will be processed the next business day. Other transaction limitations or account fees may apply. Refer to the account agreements for details.