Get the App

Mobile App Name: FMB-Mobile.2.0
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Mobile Banking Features2

  • The Ability to Send Money to Friends & Family1
  • Pay bills, view balances, search history and transfer funds
  • Deposit checks3
  • Login with fingerprint authentication for supported devices
  • Find the nearest F&M Office or ATM

Text Banking2

Text messages are a fast way to look up account balances, make transfers or even review recent history. To utilize Text Banking, text one of the following text commands to 226563. It has never been easier to stay up-to-date on your account.

Commands for Text Banking
Text Command Description
Bal Request available balances for all linked accounts.
Bal + account nickname Request available balance for a specific account. Example: BAL acct1
HISTORY / HIST + account nickname Request a list of the last 10 transactions for a specific account.
TRANSFER / XFER + account nickname1 account + nickname2 amount Transfer a specified amount between linked accounts. Example: TRANSFER acct1 acct2 100.00
LIST Request a list of all available text commands.
HELP Request a contact phone number and website address.
STOP Disable Text Banking and stop all further text message communications.

Transactions initiated after the cut-off times indicated below, and on weekends and holidays, will be processed the next banking day.

Cut off times for service requests
SERVICE External
CUT-OFF TIME 3:00pm 12:00pm

*Please note external transfers may take 1-2 business days to be processed.


Contact us today:

(866) 437–0011

M–F: 7:00am – 9:00pm

Sat: 8:00am – 9:00pm

Sun: 8:00am – 5:00pm

Some account features and benefits may be subject to separate application, agreement, fees, and/or approval. Terms, Conditions and Limitations may apply. Account features and benefits are subject to change with or without notice. For additional details, please refer to Services & Fees located at, or the agreement and disclosures provided at the time of account opening, or ask our office staff.

1Only available to clients with a personal debit card and a personal online banking profile. Terms, Conditions and Limitations apply.

2F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.

3Availability of your deposited funds is based on F&M Bank's hold policies, are subject to verification and are not available for immediate withdrawal. Deposit limit and other restrictions apply.