F&M's Personal Online Banking allows you 24/7 access to manage your finances securely from anywhere.

  • Check balances
  • Review activity and history
  • Transfer funds
  • Send external transfers
  • Manage multiple accounts
  • Place stop payments
  • Set up alerts by text1 or email
  • View eStatements & eNotices
  • View check images - front and back.
  • Download transaction history - compatible with personal finance software
  • Customize your dashboard

    Bill Pay

  • Schedule payments and recurring payments in advance
  • Modify and cancel payments
  • Review payment history
  • Set up eBills
  • Expedite payments using the same day or overnight service (additional fees apply)

Transactions initiated after the cut-off times indicated below, and on weekends and holidays, will be processed the next banking day.

SERVICE External
CUT-OFF TIME 3:00 pm 8:00 pm

*Please note external transfers may take 1-2 business days to be processed.

Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features are subject to change with or without notice. For additional details, please refer to Service & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.

  • 1F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.