Paycheck Protection Program (PPP) Loans: Please visit F&M Bank’s PPP Knowledge Center for up-to-date information about First Draw PPP loans, Second Draw PPP loans, and loan forgiveness.
Our Digital Tools Make Things Easy, Secure, and Convenient

Learn more about Biometric Login
Fingerprint & Facial ID

Learn more about Card Alerts1
Giving extra piece of mind.

Learn more about Mobile Check Deposit1
Save time. Deposit money.
Monthly Service Charge
Minimum Opening Balance
Ways To Waive Monthly Service Charge Per Statement Cycle
N/A
TEEN CHECKING4 ACCOUNT BENEFITS AND FEATURES
- Free Debit Card Alerts1
- Free Mobile Banking with
Mobile Check Deposit1 - Free Online Banking
- Free eStatements & eNotices
- Unlimited Check Writing
- Nationwide ATM Fee Reversals2
- Overdraft Features
- 24/7 Toll Free Telebanker
(855) 416-5747 - Notary Services
- F&M Gift Cards by Mastercard®
- Safe Deposit Boxes3
- Cashier's Checks & Money Orders
Explore Our Checking Accounts
Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. A $20 early closure fee applies if the account is closed within 90 days of the opening date. For additional details, please refer to Services & Fees located at fmb.com/fees, or the agreement and disclosures provided at the time of account opening, or ask our office staff.
- 1F&M Bank does not charge for this service, however, your wireless carrier may charge you fees related to this service.
- 2Applicable for non-F&M Bank ATM use in the United States and its territories only. Overdraft fees, if applicable, may apply. Fee reversal will occur within 48 hours.
- 3Contents of Safe Deposit Boxes are not FDIC insured.
- 4Minors under 18 years old must have an adult as a joint accountholder.