Paycheck Protection Program (PPP) Loans: Please visit F&M Bank’s PPP Knowledge Center for up-to-date information about First Draw PPP loans, Second Draw PPP loans, and loan forgiveness.
The California Consumer Privacy Act ("CCPA") requires Farmers & Merchants Bank of California to notify you of the personal information we collect for consumers who reside in California. Additional information about how we collect, use and share your personal information can be found in our CCPA Privacy Policy located at fmb.com/privacy.
We collect the following information from consumers primarily for account opening and servicing of accounts.
Category | Examples | Purpose Collected |
---|---|---|
A. Identifiers | A real name, postal address, Social Security number, driver's license number | To open or decline your deposit and/or loan requests, and/or to maintain your account(s), or respond to your request(s). Your information may also be shared with regulatory agencies and law enforcement requests (when required) as well as for use by our external auditors, governmental regulatory examiners and external vendors who assist in providing bank products and services |
B. Personal information categories listed in the California Customer Records statute | A signature, telephone number, passport number, education, bank account number, credit card number, or health insurance information | To open or decline your deposit and/or loan requests, and/or to maintain your account(s), or respond to your request(s). Your information may also be shared with regulatory agencies and law enforcement requests (when required) as well as for use by our external auditors, governmental regulatory examiners and external vendors who assist in providing bank products and services |
C. Protected classification characteristics under California or federal law | Age (40 years or older), race, citizenship, marital status, sex, or veteran or military status | To service your account, respond to your request, and other legal requirements. |
D. Commercial Information | Records of personal property, products or services purchased, obtained, or considered | To open or decline your deposit and/or loan requests, and/or to maintain your account(s), or respond to your request(s). Your information may also be shared with regulatory agencies and law enforcement requests (when required) as well as for use by our external auditors, governmental regulatory examiners and external vendors who assist in providing bank products and services |
E. Biometric Information | Fingerprints, or voiceprints | To verify identification for identification purposes in order to service your bank accounts and limit losses due to fraud |
F. Internet or other similar network activity | Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement | To assist us in identifying potential Bank products and/or services of interest. Data may also be used to investigate malware / hacking attempts, conducting external audits or to comply with regulatory requirements. Information may also include email providers for sending bank promotional content |
We reserve the right to revise and update this Policy from time to time at the Bank’s sole discretion.