Important Notice

Please read the following terms and conditions carefully. When you access and use the Farmers & Merchants Bank of Long Beach ("Bank") website, you indicate your acknowledgement and acceptance of the terms and conditions below. This website and/or the terms and conditions of its use, may change without any prior or subsequent notice to the user.

Hyperlinks

Hyperlinks to other Internet resources are to be used by you at your own risk. The content, accuracy, opinions expressed, and other links provided by these resources may not be investigated, verified, or monitored by the Bank, and such links are not endorsed by the Bank unless otherwise specifically stated.

E-mail

E-mail is not an entirely secure form of communication. It is recommended that you do not send e-mails containing any personal, private or sensitive information you would not want viewed by a third party. It is also suggested that you do not send an e-mail that includes account numbers, mother′s maiden name, user id′s or passwords.

Products and Services

This website, and the products and services that are described or offered through the website, can be amended in whole or in part or terminated at any time. Users of the website shall have no right to expect the continuation of any part of the website nor any products and services that are described or offered through the website. Some products and service may not be available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by the Bank.

Submissions

All information submitted by you via this website may be used by the Bank in any manner that complies with the applicable laws and regulations, and, the policies of the Bank.

No Warranties

All express and implied warranties are expressly excluded and disclaimed. Without limiting the generality of the preceding sentence, the Bank disclaims any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The information and materials contained as part of this site are provided on an "as is" and "as available" basis. The Bank does not warrant the accuracy, adequacy or completeness of this information and materials, and it expressly disclaims liability for errors or omissions in this information and materials.

Limitation of Liability

In no event shall the Bank be liable for any damages (including without limitation any direct, indirect, special, incidental, or consequential damages,) losses or expenses arising in connection with the website, the use of the website, or the inability of anyone to use the website. The Bank shall also not be liable for any damages, losses or expenses that arise in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, or computer or system failure. The Bank shall not be liable for such damages, losses or expenses even though it or its representatives are advised of the possibility of such damages, losses or expenses.

Copyright

The Bank or a third party vendor owns the copyright to the pages and the screens displaying the pages that appear on this website.

Trademarks and Service Marks

The Bank or a third party vendor owns the claim trademark and service mark rights in marks contained in the pages.

No Waiver

No waiver of any of the foregoing terms and conditions shall be effective unless it is in writing and signed by an authorized officer of the Bank, and no waiver shall be deemed to imply or constitute a continuing waiver or a waiver of any other term or condition.

Governing Law

The laws of the State of California govern these terms and conditions.