FIND THE RIGHT F&M SAVINGS ACCOUNT FOR YOU 

An F&M personal savings account will provide the peace of mind you deserve with an FDIC-insured account. Allow one of our personal banking representatives at one of our Los Angeles or Orange County branches to help you identify a personal savings plan to complement your lifestyle and accomplish your savings account goals. Let your money start working for you today!

C.J. Walker, Founder 1907“Safeguarding our clients’ money is a sacred trust.”

-C.J. Walker, Founder, 1907

  Market Rate Money Market Get Started TodayApply at an F&M Office Market Rate Savings Get Started TodayApply at an F&M Office
Description  A limited transaction account that earns
a competitive interest rate. Keep your
funds liquid and secure.
 A savings account that fits any budget
and pays a competitive interest rate.
Minimum Opening Balance $100 $100
$2 withdrawal fee applies for
each withdrawal exceeding 3
per quarter if the balance in
the account falls below $500
any day of the quarter
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$5 minimum balance fee
per quarter applies if the
average daily balance for the
quarter falls below $200
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$7 minimum balance fee per
month applies if the balance
in the account falls below
$2,500 any day of the
statement cycle
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Limited withdrawal
privileges1
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Check images included
with monthly statement
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Debit MasterCard®2  Checkmark  
ATM access with your linked
F&M checking account’s
Debit MasterCard®2
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Free Online Banking3  Checkmark  Checkmark
eStatements & eNotices  Checkmark  Checkmark
Combined monthly statements  Checkmark  
Combined monthly statements or
a quarterly savings-only statement
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Competitive variable rate;
interest accrues daily and
is paid to the account
quarterly. If the account is
closed before interest is
paid, the accrued interest
will not be credited.
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Tiers offered:
$0.01-$9,999.99;
$10,000-$24,999.99;
$25,000-$49,999.99;
$50,000-$99,999.99;
$100,000 or more
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Deposit Interest Rates
Click to see Rates Click to see Rates
  Market Rate Money Market Get Started TodayApply at an F&M Office Market Rate Savings Get Started TodayApply at an F&M Office

Some account features and benefits may be subject to separate application, agreement, and/or approval. Terms and Conditions may apply. Account features and benefits are subject to change with or without notice. For account details and deposit interest rates, please visit fmb.com/rates, ask our office staff, or refer to the account agreement and disclosures provided at time of opening. Please refer to Services and Fees on fmb.com/fees for additional details.

  1. Up to six transfers or withdrawals are allowed per month for savings accounts and per monthly statement cycle for money market accounts to another account of the depositor or to a third party by means of a pre-authorized, automatic or telephonic transfer, or by check, draft, debit card, ATM card or similar order payable to third parties. Exceeding these limitations may result in the closure of your account or the transfer of funds to another qualified account type.
  2. Other financial institutions and ATM operators may charge an additional surcharge fee for use of their ATM, which is disclosed and debited at the time of your transaction.
  3. Online Banking is available for clients 13 years old and over.